For Mark Roberts' Use: We all know that the ideal way to prepare for retirement includes early planning and saving. Hopefully, you got started in your twenties or at least by your thirties. But in most cases, we really start to think about retirement (and feel concerned) in our forties and fifties. At this point your [...]
For Mark Roberts' Use: For most of us, our retirement income will be generated from at least two sources. We frequently focus on the sources that you can establish for yourself, such as utilizing a 401(k), IRA, annuities, and other options. But you will probably receive Social Security benefits as well, so let’s shift gears [...]
For Mark Roberts' Use: We often hear about the wage gap between men and women, but what does it really mean? Statistically, women do earn less than men, but of course we know those figures aren’t due to lack of education or skill. This situation often arises simply because women tend to take more time [...]
For Mark Roberts' Use: What’s your retirement lifestyle plan? Some would say they plan to travel the world, while others hope to relocate to a relaxed community. Still others plan to stay right where they are, and dream of having more time to spend on hobbies or with family. Whatever your plan, you might be feeling [...]
For Mark Roberts' Use: Most of us plan to retire around age 65 to 67. This makes sense because you become eligible for Medicare at 65, and your “full retirement age” as defined by Social Security falls between 65 and 67 (depending upon when you were born). This is the age at which you can access [...]
For Mark Roberts' Use: As most people plan for retirement, they tend to focus on reaching a specific savings goal. And there’s certainly nothing wrong with that approach. After all, it’s easier to reach a well-defined goal. On the other hand, there are other ways to look at the retirement income puzzle. Aside from accumulating [...]
For Mark Roberts' Use: Everyone has their own interpretation of the word “wealth”. For a lot of people, it simply means having a high income and being able to afford a nice standard of living. But that definition really only means that you earn a high income, and is not really a true definition of wealth. [...]
For Mark Roberts Use: We all know, or have heard of, someone who never went to the doctor for regular check-ups. Then, one day, they frantically make an appointment. A lump was discovered or some other unusually distressing symptom popped up. Tragically, this person discovers that they have developed a serious illness, that could have been [...]
For Mark Roberts' Use: When you retire, many parts of your life will change. You won’t face a daily commute, you won’t be stuck at a desk, and you will decide how to spend your time. But there’s one thing that will stay the same for most of us: Most retirees pay at least some [...]
For Mark Roberts' Use: Life insurance is something everyone needs, and most of us will enroll in a policy at some point. But that doesn’t mean it’s your average, everyday purchase! You wouldn’t make any other major financial decision without conducting thorough research, so take the time to make this important decision carefully. As you compare [...]